import toad
import scorecardpy as sc
str(x).strip()
toad.detector.detect()
toad.metrics.KS_bucket(x,y,bucket=10,method = 'quantile')
bins = sc.woebin(y2, y="target")#y2是数据，里面的目标列用target
sc.woebin_plot(bins)
breaks_adj = {'xy':[1，2，3，4]}
bins_adj = sc.woebin(y2, y="target",breaks_list=breaks_adj)
sc.woebin_plot(bins_adj)
bins_result= pd.DataFrame()
for value in bins.values():
bins_result=bins_result.append(value)
bins_result.to_excel("IV.xlsx")